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USER AGREEMENT

(“Agreement”)

ACCEPTANCE OF TERMS THROUGH USE

     By using this site or by clicking “I agree” to this Agreement, you (“User”) signify your agreement to these terms and conditions.

     If you do not agree to this Agreement please do not use this site and do not click “I agree”.  Please check this Agreement

     periodically for changes as the owner of this site www.mcisinc.com, (“Company”) reserves the right to revise this Agreement

     and your continued use of this site following the posting of any changes to the Agreement constitutes acceptance of such

     changes. The Company reserves the right to terminate a User’s use of this site at any time without notice and may do so for

     any breach of this Agreement or the instructions on this site by User. This Agreement applies to licensors and advertisers as well.

YOU MUST BE OVER 18 TO AGREE TO THIS AGREEMENT AND USE THIS SITE

     This Agreement must be completed, understood and agreed to by a person over 18.  If a parent or guardian wishes to permit

     a person under 18, and under his or her supervision, to use this site, he or she should email the Company with his or her

     explicit permission and acceptance of full legal responsibility for the minor to do so.  If you are not yet 18, if you are easily

     offended, or are accessing this site from any country where material on this site is prohibited or illegal, please leave now as

     you do not have permission to access this site.  

LICENSE TO USE THIS SITE

     Upon your agreement to this Agreement, the Company hereby grants you a non-exclusive, non-transferable limited license to

     use this site in strict accordance with the terms and conditions in this Agreement and as permitted via instructions on this site.

     You agree not to make any false or fraudulent statements in your use of or to gain access to this site.  You acknowledge and

     agree that all content and services available on this site are property of the Company and its advertisers and licensors and are

     protected by copyrights, moral rights, trademarks, service marks, patents, trade secrets, and other proprietary rights and laws,

     in the U.S. and internationally.  All rights not expressly granted herein are fully reserved by the Company, its advertisers and

     licensors. You agree to pay for any and all purchases and services made using your name and credit card through this Site,

     not to challenge any such charges and to pay for all collections and/or attorneys fees resulting from any non-payment.

LICENSE RESTRICTIONS

     Use

           Except as may be explicitly permitted through this site, you agree not to save, download, cut and paste, sell, license, rent,

           lease, modify, distribute, copy, reproduce, transmit, publicly display, publicly perform, publish, adapt, edit, or create

           derivative works from materials, code or content on or from this site. Systematic retrieval of data or other content from this

           site to create or compile, directly or indirectly, a collection, compilation, database or directory without written permission from

           the Company is prohibited. In addition, use of the content or materials for any purpose not expressly permitted in this

           Agreement is prohibited.

     Security

           You agree that if you are issued a Username and Password by the Company, you shall use your best efforts to prevent

           access to this site through your Username and Password by anyone other than yourself, including but not limited to,

           keeping such information strictly confidential, notifying the Company immediately if you discover loss or access to such

           information by another party not under your control and supervision, and by using a Username and Password not easily

           guessed by a third party. You agree that you shall not try to reverse engineer, reverse assemble, reverse compile,

           decompile, disassemble, translate or otherwise alter any executable code, contents or materials on or received via this

           site. You understand that such actions are likely to subject you to serious civil and criminal legal penalties and that the

           Company shall pursue such penalties to the full extent of the law to protect its rights and the rights of its other licensors.

     International Users

           Accessing this site, and services, products or contents available on this site, except as expressly allowed through instructions

           and truthful statements by the User in regard to use of this site, from places outside the U.S. or where their contents are illegal,

           is prohibited. Those who choose to access this site from other locations do so knowingly on their own initiative and voluntarily

           at their own risk and are responsible for compliance with local laws.  None of the information on this site may be downloaded,

           exported or reexported into Iran, Iraq, Syria, Libya, Sudan, Cuba, North Korea, Yugoslav Republic (Serbia and Montenegro),

           Rwanda, Nigeria or any other country with restrictions imposed by the U.S. Government.  By using this site, you agree that

           you are not a citizen of or a resident in any of these countries.

     Export

           You agree that you shall comply with all applicable export and import control laws and regulations in your use of this site, or

           materials or services received through this site, and, in particular, you shall not export or re-export anything on or received

           through this site in violation of local or foreign export laws and/or without all required U.S. and foreign government licenses.

     Government Use.

           If you are a branch or agency of the U.S. Government, the following provision applies. This site, code, contents, services and

           accompanying documentation are comprised of "commercial computer software" and "commercial computer software

           documentation" as such terms are used in 48 C.F.R. 12.212 (SEPT 1995) and are provided to the Government (i) for

           acquisition by or on behalf of civilian agencies, consistent with the policy set forth in 48 C.F.R. 12.212; or (ii) for acquisition

           by or on behalf of units of the Department of Defense, consistent with the policies set forth in 48 C.F.R. 227.7202-1

           (JUN 1995) and 227.7202-3 (JUN 1995). Unpublished rights reserved under the copyright laws of the United States.

USER'S LICENSE GRANT TO SITE

     Except with regard to personal information, all information which you post on this site or communicate to the Company through

     this site (collectively “Submissions”) shall forever be the property of the Company.  You agree to the Site Submission Rules

     found here, if provided by Company, as part of this Agreement.  The Company shall not treat any submission as confidential and

     shall not incur any liability as a result of any similarities that may appear in future Company services or products.  Without

     limitation, the Company shall have exclusive ownership of all present and future existing rights to any Submission of every kind

     and nature everywhere.  You acknowledge that you are fully responsible for the message, including its legality, reliability,

     appropriateness, originality and copyright.  You hereby represent and warrant that your Submission does not infringe the rights

     of any third party.

TRADEMARKS

     The Company’s, licensors’ or other third party materials, services or products referenced on this site are common law or

     registered trade marks or service marks of such parties.

THIRD PARTY SITES

     You may be transferred to online merchants or other third party sites through links or frames from this site. You are cautioned to

     read such sites’ Terms and Conditions and/or Privacy Policies before using such sites in order to be aware of the terms and

     conditions of your use of such sites.  These sites may contain information or material that is illegal, unreasonable or that some

     people may find inappropriate or offensive. These other sites are not under the control of the Company, are not monitored or

     reviewed by the Company, and the Company is not aware of the contents of such sites. You acknowledge that the Company is

     not responsible for the accuracy, copyright compliance, legality, decency, or any other aspect of the contents or any

     transmissions received through such sites. The inclusion of such a link or frame does not imply endorsement of that site by the

     Company, its advertisers or licensors, or any association with its operators and is provided solely for your convenience.    You

     agree that the Company and its licensors have no liability whatsoever from such third party sites and your usage of them.

DISCLAIMER OF WARRANTIES

     THE COMPANY, ITS ADVERTISERS AND LICENSORS MAKE NO REPRESENTATIONS OR WARRANTIES ABOUT THIS

     SITE, THE SUITABILITY OF THE INFORMATION CONTAINED ON OR RECEIVED THROUGH USE OF THIS SITE, OR ANY

     SERVICES OR PRODUCTS RECEIVED THROUGH THIS SITE.  ALL INFORMATION AND USE OF THIS SITE ARE

     PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. THE COMPANY, ADVERTISERS AND/OR ITS LICENSORS

     HEREBY DISCLAIM ALL WARRANTIES WITH REGARD TO THIS SITE, THE INFORMATION CONTAINED ON OR

     RECEIVED THROUGH USE OF THIS SITE AND ANY SERVICES OR PRODUCTS RECEIVED THROUGH THIS SITE,

     INCLUDING ALL EXPESS, STATUTORY, AND IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A

     PARTICULAR PURPOSE, TITLE  AND NON-INFRINGEMENT.   THE COMPANY, ADVERTISERS AND/OR ITS LICENSORS

     DO NOT WARRANT THAT THE CONTENTS OR ANY INFORMATION RECEIVE THROUGH THIS SITE ARE ACCURATE,

     RELIABLE OR CORRECT; THAT THIS SITE WILL BE AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; THAT ANY

     DEFECTS OR ERRORS WILL BE CORRECTED; OR THAT THE CONTENTS OR ANY INFORMATION RECEIVED

     THROUGH THIS SITE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. YOUR USE OF THIS SITE IS SOLELY

     AT YOUR RISK. USER AGREES THAT IT HAS RELIED ON NO WARRANTIES, REPRESENTATIONS OR STATEMENTS

     OTHER THAN IN THIS AGREEMENT.  BECAUSE SOME JURISDICTIONS DO NOT PERMIT THE EXCLUSION OF CERTAIN

     WARRANTIES, THESE EXCLUSIONS MAY NOT APPLY TO YOU BUT SHALL APPLY TO THE MAXIMUM EXTENT

     PERMITTED BY LAW OF YOUR JURISDICTION.  

LIMITATION OF LIABILITY

     UNDER NO CIRCUMSTANCES SHALL THE COMPANY, ADVERTISERS AND/OR ITS LICENSORS BE LIABLE FOR ANY

     DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES THAT RESULT FROM, OR

     ARISE OUT OF THE USE OF, OR INABILITY TO USE, THE SITE, THE INFORMATION CONTAINED ON OR RECEIVED

     THROUGH USE OF THIS SITE, OR ANY SERVICES OR PRODUCTS RECEIVED THROUGH THIS SITE. THIS LIMITATION

     APPLIES WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR

     ANY OTHER BASIS, EVEN IF THE COMPANY, ADVERTISERS AND/OR ITS LICENSORS HAVE BEEN ADVISED OF THE

     POSSIBILITY OF SUCH DAMAGE. BECAUSE SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION

     OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, THE COMPANY, ADVERTISERS AND/OR ITS RESPECTIVE

     LICENSORS’ LIABILITY IN SUCH JURISDICTIONS SHALL BE LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW

     OF YOUR JURISDICTION.

INDEMNIFICATION

     You agree to defend, indemnify, and hold harmless the Company, its advertisers, licensors, subsidiaries and other affiliated

     companies, and their employees, contractors, officers, agents and directors from all liabilities, claims, and expenses, including

     attorney's fees, that arise from your use of this site, or any services, information or products from this site, or any violation of this

     Agreement. The Company reserves the right, at it own expense, to assume the exclusive defense and control of any matter

     otherwise subject to indemnification by you, in which event you shall cooperate with the Company in asserting any available

     defenses.

LEGAL COMPLIANCE

     Company may suspend or terminate this Agreement or User’s use immediately upon receipt of any notice which alleges that

     User has used this site for any purpose that violates any local, state, federal or law of other nations, including but not limited to

     the posting of information that may violate third party rights, that may defame a third party, that may be obscene or pornographic,

     that may harass or assault others, that may violate hacking or other criminal regulations, etc. of its agents, officers, directors,

     contractors or employees.  In such event, Company may disclose the User’s identity and contact information, if requested by a

     government or law enforcement body or as a result of a subpoena or other legal action, and Company shall not be liable for

     damages or results thereof and User agrees not to bring any action or claim against Company for such disclosure.  

CHOICE OF LAW AND FORUM

     This site (excluding third party linked sites) is controlled by the Company from its offices within the State of California, U.S. of

     America.  It can be accessed from all 50 states as well as from other countries around the world to the extent permitted by site.  

     As each of these places has laws that may differ from California, by accessing this site, both you and the Company agree that

     the statues and laws of California shall apply to any actions or claims arising out of or in relation to this Agreement or your use of

     this site, without regard to conflicts of laws principles thereof.  You and the Company also agree and hereby submit to the filing

     of any claim only in the exclusive personal jurisdiction and venue of California and any legal proceedings shall be conducted in

     English.  The Company makes no representation that materials on this site are appropriate or available for use in other

     locations, and accessing them from territories where their contents are illegal is prohibited.  This Agreement shall not be

     governed by the United Nations Convention on Contracts for the Sale of Goods.  

MISCELLANEOUS

     This Agreement incorporates by reference the Site Submission Rules if this site allows posting and posts such Rules. This

     Agreement constitutes the entire agreement between the parties related to the subject matter thereof, supersedes any prior or

     contemporaneous (oral, written or electronic) agreement between the parties and shall not be changed except by written

     agreement signed by an officer of the Company.  If any provision of this Agreement is prohibited by law or held to be

     unenforceable, the remaining provisions hereof shall not be affected, and this Agreement as much as possible under applicable

     law shall continue in full force and effect as if such unenforceable provision had never constituted a part hereof and the

     unenforceable provision shall be automatically amended to so as to best accomplish the objectives of such unenforceable

     provision within the limits of applicable law.  User shall not assign or transfer this Agreement and any such transfer shall be void.